Get Around the Rules. Beat the Man. Exploit the Exploiters. Dress British, Think Yiddish. Outsmart the System. Find Everyday Loopholes.
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Taxact tax software offers free federal filing -- it's completely free, there is not an e-filing fee like so many others. However, they do charge a fee if you need to file state taxes in addition to your federal income tax return.
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Did you know that if you get pulled over by the police for something being broken on your car (e.g. cracked bumper, broken or burnt out lights, etc.) you can get out of the ticket if the cop car shares a similar problem? This was tested successfully in the state of Illinois, it may work in your state also.
Suggested by: Donald Taylor
Chances are if you're a small-time blogger you don't have the funds to pay licensing fees on your images - or - you use thumbnail images. Most websites either don't use images or they use images they find on the net and hope no one harasses them. Picapp.com has created an advertising based applet that helps you get around paying the fees for images and our friends at Digital Inspiration have a demo for you; check out the link below. Note: Picapp is completely free but the site is currently in private beta - use the following credentials (from Digital Inspiration) to gain access. Username: Press@picapp.com Password: 3475vh
Shout-out: labnol.org
Suggested by: Pedro
Next time you are out searching for an apartment or house with a new real estate broker, take a friend to save some cash. Generally, most real estate brokers make you sign paperwork saying if you decide to buy or rent anything they show you, they are entitled to a commission. Instead of signing the paperwork yourself, have your friend sign it. After looking at the apartment(s) you are not obligated to pay the broker anything -- you are free to try to contact the owner / landlord or even the buildings management company directly (usually listed on a plaque by the entrance). Although most real estate brokers suck, we trust you to take care of the good ones who work hard to find you your perfect home.
Most rental car companies charge a daily fee to have a second driver -- fees can range from a couple of dollars per day up to $25/day. What they don't tell you is that spouses and domestic partners are often exempt. Most of the major car rental companies will waive the fee for a spouse or significant other if you can prove you live together (i.e. same address on your IDs). Another solution is to join the car rental company's rewards program; extra fees such as these are automatically waived.
Want to get out of your cell phone contract without paying the outrageous fees? Cellswapper.com is here to help!
The site capitalizes on a loophole that lets users transfer their contract to someone else instead of paying early contract termination fees. That's right, as long as someone else is willing to sign-up for your plan, you do not have to pay any of the outrageous fees (can be up to $250). Acting as the "ebay for cell phones," they match buyers and sellers and help facilitate all the paperwork for a nominal fee. Click here to take advantage of the loophole. Remember, you can also acquire a short-term contract with cellswapper, it's not just for off-loading your plan.
Said another way, threaten to quit and get a discount! This is a trick that works with most of monthly subscriptions. If you feel you're paying too much, call and ask what you have to do to cancel your account. More often than not, instead of immediately canceling your subscription, they'll give you a better offer. Another version of this loophole is complaining politely about how much money you're spending on a particular monthly service. For instance, I recently complained about how I was paying $60 a month for Internet access alone; my cable company now charges me $45 a month for the same service. Some times complaining is really just bargaining!
Suggested by: Brent B.
Want to get out of your cell phone contract without paying the $150 to $200 in fees? It is all in the fine print. Most cell phone providers have a clause written in legal jargon that basically says, if we change the cost structure of your plan in an adverse way you can cancel your contract without paying the break-up fees. Go back and look at the fees and taxes on your bills -- more often than not if you have had your phone for 6-9 months the fees have changed. Call up and cancel based on those facts!
Credit card companies will never admit that they will reverse financing charges and/or late fees once per year, but they do. Don't waste your breath on the first customer service agent that answers the phone, they generally lack the credentials. Ask to speak to a supervisor and then plead your case (examples: Online payment wasn't working, you have been traveling a lot recently, your bill did not arrive in time, you always pay your bill in full and would really appreciate a credit this one time, etc.). If you don't get anywhere with the supervisor, ask them to transfer you to someone so you can cancel your card. Now you can do the same thing with the retention department, remember they want to retain you; the ball is in your court.
Shout-out: articles.moneycentral.msn.com
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