Get Around the Rules. Beat the Man. Exploit the Exploiters. Dress British, Think Yiddish. Outsmart the System. Find Everyday Loopholes.
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<b><a href="http://www.everydayloopholes.com/archives/000009.html">No Payments, No Interest for 24 Months? Sign Me Up!</a></b><br/> <p><!-- ID = 70952 -->Even if you have the cash to pay for your big ticket items, don't, get an interest free loan instead. Apply for the stores credit card / promotional deal - make sure to ask the following: (i) is any interest charged before the due date; (ii) are there any prepayment penalties; and (iii) is there any cost for canceling the card once it is paid off in full. If the answers are all "NO", sign on the dotted line. Now, take the money you were about to spend and put it into a cd or high-interest savings account (any legitimate bank can help you with this for free).<br/><br/>The math: Put the $2,500 you were going to spend on your 50 inch plasma in 2-year cd earning 5.25% apy and you will earn $262.50 over the next 24 months. Now you can go watch your tv for two years while you earn money. Note: This will not work if you miss the final payment date because usually companies will charge the interest retroactively.<br/><br/>--http://articles.moneycentral.msn.com/SavingandDebt/ConsumerActionGuide/12CoolMoneyTricks.aspx?page=2</p><br/>via <a href="http://www.everydayloopholes.com/">Everyday Loopholes</a>, Sep 17, 2007


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