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<b><a href="http://www.everydayloopholes.com/archives/000044.html">Subsidized Student Loans!</a></b><br/> <p><!-- ID = 76255 -->When it comes to Stafford or Perkins loans, use as much of your deferment as possible in the first few years and you will save yourself hundreds if not thousands of dollars in the long run. You'll save even more if you can claim low income / economic hardship / health problems / etc (note: they hardly ever ask for backup documentation). Here's how it works: While in deferment, the government pays the interest on your loans. You don't pay anything! Each year that the government pays your interest, you are more or less "saving" 3% (estimated inflation rate). However, be careful, this only works on government subsidized student loans with a <b>fixed</b> interest rate.</p><br/>via <a href="http://www.everydayloopholes.com/">Everyday Loopholes</a>, Nov 9, 2007


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