Get Around the Rules. Beat the Man. Exploit the Exploiters. Dress British, Think Yiddish. Outsmart the System. Find Everyday Loopholes.
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Taxact tax software offers free federal filing -- it's completely free, there is not an e-filing fee like so many others. However, they do charge a fee if you need to file state taxes in addition to your federal income tax return.
Shout-out: http:
Complete your 2007 federal taxes for FREE! Why pay for expensive tax software like Turbotax when you can download an excel file? Go to this website, download the excel spreadsheet, fill out the form(s), print and send to the IRS. Glenn's form is accurate and just as easy as standalone tax software - 10 years running. It goes one step further to link you to states that have free online electronic filing.
Spread the wealth and submit your tax loopholes here.
Shout-out: home.mchsi.com
Suggested by: Tim
When a company misleads you or messes up inadvertently, call them out on the mistake. Over the weekend Verizon accidentally rolled back the clock a day early for daylight savings time and numerous people received a $10-20 credit and/or additional minutes for the inconvenience (when they called to complain). Remember you are paying good money every month for your cable, electricity, water, cell phone, internet connection, newspaper / magazine publications, etc. If the services aren't up to par, your savings are a simple phone call away. Most people assume nothing can be done, which is incorrect. Don't be lazy, voice your opinion and get your money's worth!
Shout-out: fatwallet.com
Credit card companies will never admit that they will reverse financing charges and/or late fees once per year, but they do. Don't waste your breath on the first customer service agent that answers the phone, they generally lack the credentials. Ask to speak to a supervisor and then plead your case (examples: Online payment wasn't working, you have been traveling a lot recently, your bill did not arrive in time, you always pay your bill in full and would really appreciate a credit this one time, etc.). If you don't get anywhere with the supervisor, ask them to transfer you to someone so you can cancel your card. Now you can do the same thing with the retention department, remember they want to retain you; the ball is in your court.
Shout-out: articles.moneycentral.msn.com
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